PREDICTIVE CREDIT RISK SCORING

BraightScores’ credit risk behavioral scoring use case has been developed with the purpose of supporting financial institutions to make better and more informed credit-related decisions. Through the predictive analysis of customers’ online behavior, our AI system is able to provide an alternative credit scores to any individual.

BENEFITS OF BRAIGHTSCORES
FOR CREDIT RISK

DEFAULT RATE REDUCTION

Improve risk assessment

Competitive rates for low-risk borrowers

Reduce credit losses

ACCEPTANCE RATE INCREASE

Expand credit access

Increase competitive edge

Promote financial inclusion

CREDIT RECOMMENDATIONS

Product and service recommendation

Personalized credit terms

Dynamic adjustments to credit lines