Predictive Scoring

Braight’s Predictive Scoring has been developed with the purpose of supporting financial institutions to make better and more informed credit-related decisions. Through the predictive analysis of customers’ online behavior, our AI system is able to provide an individual credit score to any individual. This behavioral score once merged with our client’s normal scoring assessment, results in an accuracy-enhanced final score.

The AI predictive system delivers our clients their customer’s Predictive Scores and the behavioral insights of the Predictive Score that was assigned to each customer. The analysis is a visually-friendly representation of the key behaviors and how they weighed on each score.

Our Predictive Scoring solution will ultimately aim to reduce risk and default rates while increasing acceptance rates.