BraightScores’ credit risk behavioral scoring use case has been developed with the purpose of supporting financial institutions to make better and more informed credit-related decisions. Through the predictive analysis of customers’ online behavior, our AI system is able to provide an alternative credit scores to any individual.
BENEFITS OF BRAIGHTSCORES
FOR CREDIT RISK
DEFAULT RATE REDUCTION
Improve risk assessment
Competitive rates for low-risk borrowers
Reduce credit losses
ACCEPTANCE RATE INCREASE
Expand credit access
Increase competitive edge
Promote financial inclusion
CREDIT RECOMMENDATIONS
Product and service recommendation
Personalized credit terms
Dynamic adjustments to credit lines