Braight’s AI Behavioral Scoring solutions introduced a unique type of alternative data, called online behavioral data, into the financial sector. The purpose of these solutions is to provide financial institutions with an AI decision-support system to make better-informed decisions based on accurately an predicted futures of customers through the analysis of their past behaviors.
AI Behavioral Scoring has two main applications, No-Hit Scoring and Predictive Scoring, which bring different benefits for to our clients. No-Hit Scoring provides the ability to assess the creditworthiness of individuals with limited or no credit history. Meanwhile, Predictive Scoring, enhances the accuracy of our client’s scoring systems to make better credit-related decisions.
Our AI Behavioral Scoring solutions are an easy-to-integrate, fully automated, and work seamlessly without interfering with our client’s processes.
REDEFINE YOUR BUSINESS
WITH ARTIFICIAL INTELLIGENCE
REDUCING RISK
ADDRESSING FINANCIAL EXCLUSION
ENCOURAGING INNOVATION
PROMOTING AN INCREASE IN PROFITS
Solutions that cover the needs of the financial industry
NO-HIT SCORING
Increase your serviceable customer base by being able to assess the creditworthiness of individuals that have limited or no credit history.
PREDICTIVE SCORING
Enhance the accuracy of your current scoring system to have a better risk overview by taking highly-accurate predicted future behaviors of customers.
A SOLUTION WITH
MULTIPLE FEATURES
AI BEHAVIORAL SCORING
Sourcing and clustering data of client’s financial and online activity
Predicting creditworthiness with the highest accuracy and allowing for efficient risk optimization
ANALYTICAL INFRASTRUCTURE
Structuring of the database
Optimization of the dataflow from the website
Data source recommendation for maximum efficiency
MULTI-CRITERIA PERSONALISATION
Identification of desired customer features
Probability of repayment
INDIVIDUAL TOUCH
90% of our product is ready to be implemented
The remaining 10% can be personalized according to the clients’ needs